Invix Privacy Policy

This Policy applies to all services you use through the Invix app, including fund and ETF information lookup, AI assistant conversations, saved items, and simulated allocation features.

We collect the following categories of personal information only as necessary to provide product features:

To support text copying, pasting, and accessibility interactions, the app's UI framework may call system interfaces when you use text input and related features to query description metadata, such as the clipboard's content type, to determine whether text is available to paste and offer the corresponding action. These metadata queries are different from reading the actual text on the clipboard.

When you actively perform a copy action (such as tapping to copy an AI response or long-pressing a fund code or UID), we write the corresponding content to the system clipboard. When you actively perform a paste action, the app reads and inserts the corresponding content at your chosen input location. If you subsequently submit that content (for example, by sending a message to the AI assistant), it is processed for the purposes and in the manner described for the relevant feature in this Privacy Policy.

In the iOS AI chat, voice input is an optional way to enter text. Audio capture starts only after you actively start voice input and grant both microphone and speech-recognition permissions. You can stop recording at any time. Each recording is limited to 60 seconds, and recording is cancelled when you leave the chat view. Recognized text is placed in the composer for you to review, edit, or delete; voice input does not send messages automatically.

Speech-to-text uses Apple system speech-recognition frameworks, preferring on-device recognition. The system may download recognition models when required models are not installed. The compatibility recognition path also requests on-device recognition, but support depends on the device and language; when on-device recognition is unsupported, audio may be processed by Apple online speech-recognition services. Model downloads and submitting a conversation to the AI assistant are separate processes.

The app's transcription module does not save original recordings as files, actively upload audio or unsubmitted transcriptions to our servers, or include their content in analytics. When you tap Send, the text you confirm and submit is processed as AI conversation content, including generating responses and saving chat history, under this Policy's provisions on AI interactions, storage, and third-party processing.

You choose whether to grant these permissions and can disable or re-enable them for the app in system settings. Withdrawal does not affect processing already performed with your authorization.

We use collected information for the following purposes:

• Providing personalized fund information displays and allocation-reference features;
• Improving the semantic quality and accuracy of the AI assistant;
• Generating more relevant AI responses based on preferences, saved items, holdings, and portfolios;
• Providing explanations, summaries, comparisons, or reminders consistent with account data during a conversation;
• Supporting portfolio views, performance displays, holding analysis, and watchlists;
• Improving the relevance of search and recommendations;
• Analyzing usage to improve the product experience;
• Protecting service security and preventing fraud or system abuse.

• Location: account, conversation, and other service data we receive and store is held in Tencent Cloud data centers in mainland China; speech-recognition processing is described under “Voice Input and Permission Purposes”;
• Retention: personal information is retained only for the shortest period needed to provide the relevant feature;
• Security: we use encryption, access controls, least-privilege permissions, and other safeguards against leaks, misuse, and unauthorized access;
• AI conversation data: interactions with the AI assistant are used for model tuning and service improvement only after de-identification and anonymization.

When you use the AI assistant, we may send the minimum information necessary to generate a response to a third-party model provider. This may include your question and preference, holding, or portfolio information directly relevant to the response. We process this information according to the principle of minimum necessity.

We do not sell or share personal information with unrelated third parties, except in the following circumstances:

• With your express authorization;
• As required by law or by a lawful request from an administrative or judicial authority;
• When necessary to provide core services through an entrusted service provider, such as an AI model or cloud provider;
• In connection with a merger, acquisition, or asset transfer, provided the recipient continues to comply with this Policy.

We do not send the following information to these AI service providers:

• Name
• Mobile phone number
• Apple ID
• Government identification information
• Payment information
• Precise location
• Unique device identifier

Subject to applicable law, you have the following rights:

• Access: request access to personal information we hold about you;
• Correction or completion: ask us to correct inaccurate or incomplete information;
• Deletion: request deletion of some or all data where doing so does not compromise service security;
• Withdrawal of consent: withdraw authorization through app settings or by email;
• Account cancellation: request account cancellation and deletion of associated information.

We will process a request within 15 business days and respond by email.

Contact: service@invix.site

Our services are not intended for children under 14. If we discover that a child under 14 has registered an account, we may suspend the service and delete the relevant information.

If we make a material change to this Policy, including a change to processing purposes, collection methods, or user rights, we will provide notice through an in-app announcement or pop-up and update the version date.

For questions, comments, or complaints about this Privacy Policy, contact us using the details below:

• Email: service@invix.site

© Shenzhen Invix Technology Co., Ltd.